Pencil Pay

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Why Use Pencil?

Better Customer Onboarding

Customers simply click apply now, enter their ABN and hit “GO”. This kicks-off a 90-second onboarding process that speeds up the time to first order.

Remove Double Handling

Once you approve a new customer their record auto-populates your accounting/inventory system and their payment details are tokenized; eliminating double data-entry.

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Simplify Customer Management

White labelled credit forms with your branding integrated into your website. Signed supply agreements, credit checks & payment info for your pay-as-you-go customers or trade credit accounts.

Easier Accounts

Pencil works hand-in-hand with various accounting platforms to deliver business efficiencies including payment plans, real time reconciliation & early identification of problem customers.

Control your trade credit


Smarter Credit Control

Perform a cross supplier credit check & monitor credit files, for new and existing accounts.

Increased Staff Productivity

Staff save the time usually spent manually checking forms, entering data & chasing customers.


Get Paid On Time

When your customers pay their bills on time, they can boost their credit score…. The right incentive.

Try Pencil for free for 30 days